You can normally buy a permanent home without permission. Instead, you declare to the Land Registration Court (tinglysningsretten) that you meet the conditions, for example that you work in Denmark, are self-employed or can support yourself.
— Buyer’s advice in English · All of Denmark
Buying a home in Denmark when you already live here
A first home is a big step, and in Denmark it comes with its own rules, documents and deadlines. I am your independent advisor, in English, so you don’t pay too much, overlook hidden defects or sign something you regret.
- Free first call
- One personal advisor from start to finish
— Sound familiar?
Many first-time buyers feel exactly the same
Buying your first home is hard enough. Doing it in a system I am still learning makes me wonder if I am about to make the biggest mistake of my life.
The agent says there are other bidders. I can’t tell whether it’s true, whether the price is fair, or whether I should just say yes.
It’s the biggest purchase I will ever make, and I have no one to ask who doesn’t have something at stake.
Can you buy a home in Denmark? What applies when you live here
The rules depend on your citizenship and on how long you have lived in Denmark.
You normally need permission from the Danish Civil Affairs Agency (Civilstyrelsen) before buying. You do not need permission if Denmark is your permanent home (your domicile) or you have lived in Denmark for at least five years in total. The five years do not have to be in a row. Civilstyrelsen decides domicile case by case, looking at things such as how long you have lived here, your family situation, your Danish language skills and whether you work or study here.
Permission is granted for one specific property, and you must use it as your permanent home. Processing takes around four weeks, so we plan for it from the first call.
We help you get the permission
Applying for permission is one of our services. We check which rules apply to you, prepare the application and make sure it fits the timeline of your purchase. Not sure which rules apply to you? We check it in the first, free call.
The first time is different
It takes a different kind of help
Assessment of the home
I review the property critically and assess whether the price is fair and whether there is anything you should know before you bid.
Price negotiation
With 25+ years of experience, I know when and how to negotiate. I help you get the price down without blowing up the deal.
Review of the documents
Condition report, electrical inspection report, servitudes, BBR and the purchase agreement. I go through everything and explain what it means in practice, in English.
Online meeting
We hold a thorough online meeting where you can ask all your questions and get answers before you sign.
Follow-up until you get the keys
I am available all the way until you collect the keys. No loose ends, no surprises on the day you take over.
Available 8–20 every day
Home purchases don’t only happen on weekdays 9–16. I am available when you need me, evenings and weekends included.
How we guide you
From the first call to the keys
- 1
Check your situation
We confirm which rules apply to you, and apply for permission if you need it.
- 2
Property screening
We read every Danish document and report back in English.
- 3
Price negotiation
We negotiate in Danish, with market data, on your behalf.
- 4
Legal review
We go through the agreement with you. Nothing is signed until you are ready.
- 5
Closing coordination
We keep track of deadlines, insurance and the bank. You pack.
- 6
Direct line to Nicolai
One advisor. Open 8–20, every day, throughout the process.
★★★★★
My wife and I spent the summer moving our family to Denmark from abroad and bought our house with Nicolai’s help. He was nothing short of amazing. We had a very complicated and frustrating case and we could never have done it without Nicolai. Literally. He made perfect sense of things that seemed completely nonsensical, he stayed positive when things seemed impossible and he was always quick to respond when something needed his attention. We are more than happy to recommend Nicolai to anyone needing help in buying a home!
Björn, Gelsted
★★★★★
It was not the easiest request that we have given Nicolai as we are buying the property from overseas, but he has taken it on with utmost professionalism and gusto. His advice was transparent and well-thought. Efficient, timely and always at hand to answer our concerns, we couldn't have found our dream home without Nicolai's help.
Oliver, Langeland
★★★★★
Thanks to Nicolai was the purchase smooth and fast. Especially good choice for foreginers wanting to get through the labyrinth of Danish bureaucracy.
Lila, Grenaa
Questions and answers
What expats ask most often
Can I buy a home in Denmark if I live here but am not Danish?
Yes. What you need to do depends on your citizenship and on how long you have lived in Denmark.
EU/EEA citizens can normally buy a permanent home without permission and declare to the Land Registration Court that they meet the conditions. Citizens of countries outside the EU/EEA normally need permission from Civilstyrelsen, unless Denmark is already their permanent home or they have lived here for at least five years in total.
We check your situation in the first, free call, before you spend time on a property.
Do you help with the permission from Civilstyrelsen?
Yes. It is one of our services. We check which rules apply to you, prepare the application and keep it in step with your purchase.
Do I need a lawyer to buy a home in Denmark?
No, a lawyer is not required by law. What you do need is someone who reviews the purchase agreement, the property documents and the legal clauses before you sign. In Denmark, that role is often handled by a buyer’s advisor (køberrådgiver) rather than a lawyer.
As your buyer’s advisor, we review all legal documents, flag any issues and write you a buyer’s guide in English before the deal is finalized. You only pay when the purchase goes through.
Is the asking price negotiable in Denmark?
Yes, most listed prices have room to negotiate. How much depends on how long the home has been on the market, competing offers and the seller’s situation.
We build a negotiation strategy on comparable sales, market conditions and the technical findings from the property reports. We negotiate in Danish, on your behalf, with the goal of getting you the best possible price.
Who does the real estate agent work for?
In Denmark, the agent is hired and paid by the seller and handles the sale, including the purchase agreement. That is why it helps to have your own advisor: someone whose only job is your purchase.
Can I get a home loan in Denmark when I am new here?
Many people who live and work in Denmark do. Danish home financing is typically a mortgage-credit loan for up to 80% of the value, combined with a bank loan for the rest. Banks look at your income, your employment, your savings and any existing debt. You will need a CPR number to open accounts.
Get pre-approved before you start searching. It tells you what you can afford and puts you in a much stronger position when you make an offer. If you are a citizen of a country outside the EU/EEA or have lived here for a short time, talk to us early about your options.
Why use a buyer’s advisor in Denmark?
A buyer’s advisor protects your interests, helps you avoid legal risks and can often save you money through negotiation and insight. A home purchase is a big decision, and it is good to have a professional looking out for you.
When should I contact Hjælp til huskøb?
Early. We offer a free property screening before you buy. We can help you understand the buying process, potential problems and much more, so you can avoid unexpected challenges when buying a home. We are always available to chat about your home purchase. It is free and non-binding.
What happens if I sign a purchase agreement and change my mind?
In Denmark, you have a legal right of withdrawal (fortrydelsesret) for 6 business days after you have been notified of the seller’s signature. If you withdraw within this period, you pay the seller 1% of the purchase price as compensation. After that, the deal is binding, unless a valid advisor reservation has been written into the purchase agreement.
This is why it is important to have your buyer’s advisor review the agreement before you sign, not after. We always review the purchase agreement before you sign, so you go into it with full confidence.
Have another question? Call 93 93 06 78 — I’m available 8–20 every day.
Shall we talk about your home purchase?
Call me. It is free and without obligation. Together we find out what you need.
Or send me an email at mail@hjaelptilhuskoeb.dk
Available 8–20 every day · All of Denmark